Question 1

How much does daycare cost in 2026?

Accepted Answer

It depends on the type of institution. In IPSS or private daycare centers that joined the Creche Feliz program, daycare is free for children born from 1 September 2021 onwards. In IPSS without Creche Feliz, the fee is calculated based on household income (between 15% and 35% of per capita income). In private daycare without an agreement, the family pays the full fee.

Question 2

What is the Creche Feliz program?

Accepted Answer

Creche Feliz is a government program that guarantees free daycare for children up to 3 years old. It covers IPSS with cooperation agreements, partner private daycare centers and Social Security childminders. The state pays €460/month directly to the institution. Children born before 1 September 2021 are only eligible if they are in the 1st or 2nd co-payment bracket.

Question 3

How is the fee calculated in an IPSS?

Accepted Answer

The fee in IPSS not covered by Creche Feliz is calculated through the family co-payment. The formula is: Per capita income = (Gross annual income / 12 − Monthly fixed expenses) / Number of household members. This value is placed in one of 6 brackets indexed to the minimum wage (RMMG = €920 in 2026), and a percentage between 15% and 35% is applied.

Question 4

What counts as fixed expenses in the co-payment calculation?

Accepted Answer

Fixed expenses accepted by Social Security include: rent or mortgage payments, taxes and contributions (IRS, Social Security), public transport and regular health expenses. They must be documented and proven to the institution.

Question 5

Can private daycare be free?

Accepted Answer

Yes. Private daycare centers that joined the Creche Feliz program offer free places. Registration is done through the Creche Feliz App. Check with the institution if it is covered by the program.

Daycare Cost Calculator 2026

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